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Essay specific features
Written by:
Charles G
Date added:
July 20, 2015
Level:
University
Grade:
A
No of pages / words:
7 / 1954
Was viewed:
5829 times
Rating of current essay:
Essay content:
The credit bureau matches the name, address and other identifying information on the credit applicant with information retained by the bureau in its files.
This information is used by lenders such as credit card companies to determine an individual's credit worthiness; that is, determining an individual's willingness to repay a debt...
displayed 300 characters
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The willingness to repay a debt is indicated by how timely past payments have been made to other lenders. Lenders like to see consumer debt obligations paid on a monthly basis.
The other factor in determining whether a lender will provide a consumer credit or a loan is dependent on income. The higher the income, all other things being equal, the more credit the consumer can access...
displayed 300 characters
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