Most credit card and loan applications enable the user to apply over the phone or internet and receive almost instant approval in less than ten minutes. These services appeal to young Australians as a buy now, pay later option. With little education on financial habits they tend to overlook interest rates which can lead them to paying 200% of the original loan...
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These services appeal to young Australians as a buy now, pay later option. With little education on financial habits they tend to overlook interest rates which can lead them to paying 200% of the original loan. The Household, Income and Labour Dynamics in Australia (also known as HILDA) Survey, presents the percentage frequency of 15 to 24 year olds paying off credit card balances...
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