However, saving is affected by the fact that Americans are not getting any paychecks due to the credit markets and scare bank financing. displayed 300 characters
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Consumer confidence has dropped from 61.4 in September to 38 in October. This is due to partially to the recent fall in the stock market, the failure of major financial firms, and politicians advertising the troubles that the current economic crisis will bring. The confidence drop is not only attributed to the media but also the quarterly retirement plan statements that show a large decrease in many people’s net worth from declining investment, increasingly reduced value of homes, and difficulty for credit market’s consumers to borrow easily and make purchases... displayed next 300 characters
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