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Essay heading: icici
 
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Issue: Business
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Date added: May 24, 1996
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No of pages / words: 4 / 845
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Despite rising international and local competition, the bank has seen 16% overall portfolio growth during this time due to the TRIAD system and other factors. ICICI Bank saw significant results after 12 months of using the TRIAD system on its classic card portfolio, which comprises over 90% of its card business...
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Results include 6.5% more total accounts and 15.7% higher balances than a control group not leveraging TRIAD strategies. A strategy for growth When ICICI Bank launched its first credit card, it did so using Fair Isaac application scoring models. “We are a large player in India so we wanted to be associated with the best in the analytics business,” explains Juneja...
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