Rahul

Essay specific features

 

Issue:

Business

 

Written by:

Charles G

 

Date added:

July 20, 2015

 

Level:

University

 

Grade:

A

 

No of pages / words:

7 / 1954

 

Was viewed:

5730 times

 

Rating of current essay:

 
Essay content:

The credit bureau matches the name, address and other identifying information on the credit applicant with information retained by the bureau in its files. This information is used by lenders such as credit card companies to determine an individual's credit worthiness; that is, determining an individual's willingness to repay a debt...
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The willingness to repay a debt is indicated by how timely past payments have been made to other lenders. Lenders like to see consumer debt obligations paid on a monthly basis. The other factor in determining whether a lender will provide a consumer credit or a loan is dependent on income. The higher the income, all other things being equal, the more credit the consumer can access...
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