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Credit Card and it's effect.

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Issue:

Business

 

Written by:

Valerie M

 

Date added:

November 28, 2015

 

Level:

University

 

Grade:

A

 

No of pages / words:

10 / 2752

 

Was viewed:

5291 times

 

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Essay content:

It was the Diner's Club who initiated; however, it was not until the late 50s when the banks entered the credit card industry and revolutionized it by allowing balances to be carried over from month to month. For more than a decade, the credit card industry was growing at a very slow rate, largely due to the fact that only local bank cards were accepted by the merchants...
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The national system to process credit card transactions developed at 1966 when Bank of America began to license its BankAmericard credit card logo to the other banks. The system however becomes a chaos at the late 60s as the franchisees' attempts to undercut competitors by the means of cheating. In 1970, Dee Hock convinced Bank of America to separate its banking division from the BankAmericard system to resolve the issue and transformed it to what is now known as the Visa payment network...
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