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Essay

eft and seft in india

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Issue:

Business

 

Written by:

Lillian C

 

Date added:

January 1, 2012

 

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Grade:

A

 

No of pages / words:

3 / 745

 

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4325 times

 

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Essay content:

The EFT process flow has been schematically presented below: In case of EFT, while RBI assurance is that the funds have to be credited by the third working day, in practice it takes around five days for the credit to be effected in the beneficiary’s account. This is on account of the fact that in EFT the branches need not be networked, as a result the information flows in a physical manner to the concerned branch...
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2 crores. A service charge of Rs. 2/- per transaction is payable to RBI. II. Special Electronic Fund Transfer Reserve Bank of India (RBI) has launched SEFT system to facilitate an efficient and economical system of funds transfer and clearing in the banking sector. Initially, the system would cover branches of banks as indicated by RBI, as it is essential that only networked branches of banks are part of the system...
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