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HMO Hypothesis Paper

Essay specific features

 

Issue:

Business

 

Written by:

Cinda S

 

Date added:

June 7, 2015

 

Level:

University

 

Grade:

B

 

No of pages / words:

1 / 271

 

Was viewed:

5643 times

 

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Essay content:

The co-payment or "copay," is a fixed-dollar amount that you have to pay each time you get healthcare services. In HMO plans, the copay for a doctor visit is often as low as $10. Most HMOs reimburse 80 percent of covered allowable expenses after the annual deductible of $250 to $500 per person or $750 per family has been met (Medical and Dental Plans, 2007)...
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The maximum out-of-pocket expenses per calendar year for most HMO plans are $1,000 per participant and $2,000 per family (Premiums and Deductibles, 2007). HMO Prescription Drug Plans normally includes a $5 co-pay for generic prescriptions and a $13 co-pay for name brand medications. HMO Dental pays preventive care at 100 percent of usual and customary charges with no deductible...
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