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ICICI PRUDENTIAL
Essay specific features
Written by:
Viola R
Date added:
January 18, 2014
Level:
University
Grade:
A
No of pages / words:
3 / 780
Was viewed:
8095 times
Rating of current essay:
Essay content:
Here’s a look at how ICICI Pru changed the rules of the game and emerged a leader in the process.
Background:
When the insurance sector was liberalized in 2000, the private players had to contend with a few issues. Ratio of premium to GDP was low: 1.3% of GDP was invested in insurance. Insurance penetration was at an abysmal 22% of the insurable population...
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Insurance penetration was at an abysmal 22% of the insurable population. Besides the above the private players were faced with: Attitudinal Barriers, Perception of insurance as a tax saving tool and lack of a consumer centric approach in service and product offerings.
The Marketing Challenge facing ICICI Pru:
The challenge therefore was to change established category drivers (death payment & tax saving) and to get the consumer to evaluate insurance on a more emotional platform (protection) rather than a mere rational decision (tax savings)...
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