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Microfinance

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Issue:

Business

 

Written by:

Amanda W

 

Date added:

April 21, 2015

 

Level:

University

 

Grade:

A

 

No of pages / words:

55 / 15133

 

Was viewed:

8809 times

 

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Essay content:

A recent World Bank-NCAER Survey on rural access to finance (the Rural Finance Access Survey-RFAS, 2003) indicates that 70% of the rural poor do not have a bank account and 87% have no access to credit from a formal source. Informal sector lenders remain a strong presence in rural India, delivering finance to the poor: the RFAS, 2003 finds that 48% of landless and marginal farmers borrowed from an informal source at least once in the past 12 months, at rates averaging 48% per year...
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Most notable among these microfinance approaches is a nationwide attempt, pioneered by non-governmental organizations, and now supported by the state, to create links between commercial banks, NGOs, and informal local groups (‘self-help groups’, or SHGs). Better known as ‘SHG Bank Linkage’, evidence suggests that the model has effectively targeted poorer segments of the rural population and helped reduce the vulnerability of its clients...
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General issues of this essay:
Life in 1999 1999 DBQ 1999 dbq "Financial integration without a proper set of preconditions might lead to few growth benefits and more output and consumption volatility." (Prasad, Rogoff, Wei, and Kose, 2003) Discuss. Competing on Resources: Strategy in the 1990s. energy for 1999 Microfinance Strategic Analysis of Fedex' business in the 1990s A Remarkable Woman Of The Early West A Remarkable Woman A Remarkable Woman Of The Early West Hamlet - A 1990s Adolescent World Bank Report 1999 & World Development Report 2000/2001 Linkage and App The Network In 1990s
 

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