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Essay

Subprime mortgage crisis

Essay specific features

 

Issue:

Business

 

Written by:

Terri H

 

Date added:

April 4, 2012

 

Level:

University

 

Grade:

A

 

No of pages / words:

4 / 957

 

Was viewed:

888 times

 

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Essay content:

Basically, subprime loans are creative ways to convenience someone that they can afford more than they should. Listed below are just some examples of subprime loans. 1. Fixed Rate Mortgage (FRM). A FRM has a fixed rate mortgage but the borrower usually has a much higher interest rate than a person with good credit...
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Adjustable Rate Mortgages (ARM). As the interest rate varies, so does a borrowers monthly payment. 3. Hybrid ARM. This is typically a FRM for x number of years at a fixed rate, and then it changes to an ARM. 2/28 is a very common term for this type of loan. 4. Negatively Amortizing Mortgages (NegAms)...
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General issues of this essay:
Countrywide & Subprime Lending Crisis Crisis Subprime Subprime Crisis Subprime Crisis Subprime Meltdown Subprime Mortgage Industry Collapse Subprime Mortgage Subprime mortgage crisis Subprime mortgage subprime lending subprime mortgaging subprime paper Subprime Subprime crisis subprime mortgage crisis
 

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