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Health Insurance
Essay specific features
Written by:
Kenneth T
Date added:
November 16, 2013
Level:
University
Grade:
B
No of pages / words:
3 / 697
Was viewed:
8264 times
Rating of current essay:
Essay content:
In comparing options for a typical Arizona family of four, I researched the following insurance providers and plans:
BlueSelect of Blue Cross Blue Shield of Arizona (BCBSAZ),2 an HMO plan offered individually or at a group rate. Health Maintenance Organizations (HMOs) are an extensive network of participating physicians, hospitals and other health care professionals and facilities...
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You choose a primary care doctor from a list provided by the HMO and this doctor coordinates your health care.
Advantages
Generally, you pay fewer out-of-pocket expenses, lower co-payments and no deductibles.
Disadvantages
You are restricted to a designated network of providers, you must contact your primary care doctor to be referred to a specialist...
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