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Essay

Redlining

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Issue:

Social Issues

 

Written by:

Samantha H

 

Date added:

August 24, 2016

 

Level:

University

 

Grade:

A

 

No of pages / words:

6 / 1527

 

Was viewed:

2905 times

 

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For African American families (specifically the elderly), other minorities and low-income, it is 60 percent. However, many African American homeowners are at risk of losing their homes and financial security due to the practice of predatory ending. Predatory lending has increased dramatically, targeting not only African Americans but also other minorities, low-income people and elderly homeowners with home equity and credit problems who need cash...
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What is predatory lending? Predatory lending is a practice in which financial institutions use high fees and unnecessary charges, exorbitant costs and other lending practices to strip the equity from home borrowers. According to the Coalition for Responsible Lending, a consumer group in North Carolina, in the next several years, it is estimated that $1 billion in equity will be "stolen" from North Carolina homeowners...
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