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Retirees left to shoulder more of health-care costs
Essay specific features
Written by:
Jimmie S
Date added:
June 14, 2013
Level:
University
Grade:
A
No of pages / words:
2 / 371
Was viewed:
8215 times
Rating of current essay:
Essay content:
Financial planners say they are seeing retired clients spending $850 to $1,000 a month on Medicare premiums, co-pays and out-of-pocket expenses.
ARTICLE DICUSSION
Employee Benefits research Institute and Fidelity Investments have researched retiree health costs. EBRI pegs the lifetime costs at $295,000 for a couple age 65 today, while Fidelity in at $215,000...
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The EBRI figure assumes premium payments for insurance coverage beyond Medicare and out-of-pocket expenses. The Fidelity numbers assumes no other coverage and includes co-pays, excluded benefits and prescription costs, among other items. Financial planners are urging all but their wealthiest clients to wait to retire until at least 65, when they qualify for Medicare coverage to help ease the pain in excess cost during retirement...
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