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Issue:

Technology

 

Written by:

Toni T

 

Date added:

January 4, 2015

 

Level:

 

Grade:

A

 

No of pages / words:

29 / 8021

 

Was viewed:

5772 times

 

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There has been paradigm shift in operational, functional, environmental, technological spheres. The reforms emphasised the "commercial character" of the banking system and helped the banks to stand on a firm footing. The first phase of reforms directed mainly towards the operational efficiency has brought concepts like prudential accounting norms, Deregulation of Interest Rates, Credit Delivery, Transparency, Capital Adequacy Norms, Autonomy in Management etc...
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Banks started cleansing their balance sheets, competition led to improvement in their efficiencies and profit concept being recognised as a test of commercial viability. The transparency made them to realise their own strengths. In today's world, banking structures are important and size does matter, however beautiful "small" may be...
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